How long would
the money last?

For one person, week by week: how long their savings (and their home, where it counts) would pay for care before the council starts to help, what the council would then pay, and what the person would still pay from income. It compares a care home, a nursing home, care at home by the hour and live-in care side by side, because that is usually the question a family brings.

The 2026/27 charging rules for the nation the postcode is in: capital limits, tariff income, personal expenses allowances, the 12-week property disregard, the rules on a partner or relative living in the home, deferred payment agreements, Scotland’s free personal and nursing care payments and Wales’s weekly cap on charges for care at home. Every figure links to the official page it was checked against, with the date, in the widget’s sources.

In England, care home fees published by homes or supplied to The Care Home Directory, local where there are enough of them. In Scotland, the Public Health Scotland care home census. Care at home uses fees collected from home care agencies. We do not hold Welsh or Northern Ireland care home fees yet, so there the widget starts from the England figure, says so, and asks readers to type the fee they have been quoted. Every cost can be changed.

No. It is an estimate to help a family plan and to start a conversation with an adviser. It says so on the widget. Council assessments vary, fees rise, and NHS Continuing Healthcare can pay the whole cost when someone’s needs are mainly health needs; the widget points readers to that too.

Yes. Add your button text and link in the builder and it appears under the answer, with your website’s name beside it so readers know the button is yours and not ours. Most firms use it for a free first call.

The Care Home Directory is run by PrimeCarers, an introductory care agency that connects families with self-employed carers. The widget links to our guides on paying for care. It does not recommend any provider, and care at home figures are agency prices, not ours.

The embed sets no cookies and has no visitor analytics. What readers type stays in their browser: the sums run on the page. It fetches the rules and local costs from our service, which records the embedding website’s domain and the area requested so we know where it is used.